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Faculty Profile

Dr. Usman Khalid

Assistant Professor
Management & Social Sciences

Dr. Muhammed Usman Khalid is a dedicated academic, researcher, and finance professional with a strong blend of teaching, research, and industry experience in the fields of Finance, Economics, and Islamic Banking. He completed his PhD in Finance from Iqra University in 2025 and has developed a solid research profile with five published articles in HEC-recognized journals, accumulating over 200 citations.

Currently serving as an Assistant Professor in Finance and Research at UIT University, Dr. Khalid teaches undergraduate and postgraduate students (BBA, MBA, and MPhil) across multiple disciplines. He is known for integrating theoretical knowledge with practical insights, fostering analytical and research-oriented thinking among students.

Beyond academia, he possesses diverse industry experience in finance, administration, and business operations, which enriches his teaching and research with real-world relevance. Dr. Khalid is committed to academic excellence, impactful research, and the development of future professionals through quality education and mentorship.

  1. PhD Finance — Iqra University (2025)
  2. MBA — Finance, University of Karachi
  3. MA — Economics, University of Karachi
  1. Assistant Professor — Finance and Research, UIT University (Current)
  2. Diverse industry experience in finance, administration, and business operations
  1. Financial Management
  2. Research Methods
  3. Portfolio Management
  4. Islamic Banking
  5. Cost Accounting

Research & Publications:

  1. Debt Financing and Firm Performance: Empirical Evidence from the Pakistan Stock Exchange
  2. Board Diversity and Corporate Social Responsibility: The Moderating Role of Shariah Compliance
  3. Directors’ Characteristics, Firm-specific Factors, and Shariah-compliant Status: A Logit Model Analysis in Pakistan
  4. Economic Policy Uncertainty Effect on Bank Lending Performance: Evidence from Pakistan
  5. Herd Behavior in Shariah Compliant Stocks: Evidence from Islamic Countries
  1. Gold Medalist — O-Level Examinations, highest marks in Pakistan
  2. Hafiz-e-Quran
  3. Over 200 citations across published research (HEC-recognized journals)